ABSA’s standardised credit interest rates and service fee structure are as follows:
| Balance in trust account | Rate |
| Amount | % |
| R0.01 – R1 000 | 0.05% |
| R1 000.01 – R10 000 | 0.20% |
| R10 000.01 – R50 000 | 0.60% |
| R50 000.01 – R75 000 | 1.50% |
| R75 000.01 – R100 000 | 2.00% |
| R100 000.01 – R500 000 | 2.60% |
| R500 000.01 – R1 000 000 | 2.70% |
| R1 000 000.01 – R5 000 000 | 3.10% |
| R5 000 000 and above | 3.40% |
Service fees are R6.10:R1.30:R19.10 with effect from 01 January 2011 (i.e. a maximum of R19.10 per cheque). Interest is calculated on daily balance and capitalised monthly. On cash deposits two fee structures are applicable (1) A cash deposit made at an ABSA branch will cost R0.76 per R100 plus a flat fee of R5.50 (2) A cash deposit made at an ABSA Bulk Cash Centre will cost R0.76 per R100 plus a flat fee of R4.50.These fees are applicable to both product 43 and the enhanced product known as product 45 which provides for automated monthly transfers of net interest to a nominated Law Society.