Banking Options


Practitioners are required to obtain an Attorneys Fidelity Fund Certificate each year. This certificate, without which one is not permitted to practise, is issued on behalf of the Fund by a practitioner’s statutory law society upon receipt of a completed application form.

Practitioners are reminded that the form must be completed in accordance with the regulations under the Act. Completed applications for the ensuing year must be submitted to the offices of the relevant statutory law society through the online application each year. If commencing practice for the first time, the application will be in respect of the current year.

The financial information in section 16 of the form will be used by the Fund to negotiate enhanced benefits with the banking industry in our ongoing continuing effort to improve the interest return on practitioners’ trust account balances. Interest returns enable the Fund to contribute towards the costs incurred by practitioners in operating their trust current bank accounts, and for the first level of professional indemnity insurance cover, which is provided to all practitioners at no cost.

Such information will also be used by the Fund to provide statistics for risk management and reinsurance programmes.


The 2016 Attorneys Fidelity Fund Certificate Application Form was published on 30 September 2015 and certain information fields are now compulsory in your application. To assist practitioners, the new application form was automated and applications will only be accepted through this online process.

You would have received communication via e-mail and/or SMS to activate your login for the new application where after you can access the secure online application and certificate-issuing portal through the following link, or from your Law Society or the Attorneys Fidelity Fund website to conclude your registration process and to submit your 2016 application information.  The application will guide you through the processes. You are urged to consult the guidelines and help functions as contained in the application.

If you have not received communication to activate your login, please contact your Law Society to ensure that your contact details are correct.

Below is the guide for FFC online application

Step By Step User Guide FFC On Line Application Process V3 


The 2016 Attorneys Fidelity Fund Certificate Application Form was gazetted on 30 September 2015. To assist practitioners, the new application form has been automated and applications are only accepted through this online process.

In preparation for submission of your FFC Application for 2016 using the new online application, based on the new Application Form Regulations, you need to be ready with the following:

  • Trust Account/s balances for the previous four quarters ended (31/12/2014; 31/03/2015; 30/06/2015 and 30/09/2015) for the following accounts:
        1. Section 78(1) – to be reported individually for each s78(1) account held by the firm per financial institution
        2. Section 78(2)(a) – to be reported individually for each s78(2)(a) account held by the firm per financial institution
        3. Section 78(2A) – total balances to be reported per financial institution
        4. Estates – total balances to be reported per financial institution
        5. Properties (other entrusted assets) – total balances to be reported
  • Service charge formulae for the trust accounts
  • FICA registration number
  • Financial Services Provider (FSP) number (if running an investment practice)
  • Firm’s Registration number (for Incorporated Practices)

In addition to the above, please ensure the following:

  • That your Law Society is in receipt of your unqualified audit report
  • You have completed the Practice Management Training (PMT), (where applicable)
  • You have paid over all interest as well as any other monies due to the Law Society
  • If you are in a firm with more than one member, identify a firm’s representative who will capture the financial information of the firm on the online application. A member of the firm will be required to create that representative on the online application at member’s login.

Click here for new Fidelity Fund Certificate Application Form as gazetted on 30 September 2015.


When can I start to apply for the 2016 Fidelity Fund Certificates?

Members will be given timeous notice of the availability of the online application; the anticipated date is the middle to latter part of October 2015, considering that the Regulations were only gazetted on 30 September 2015. Further communication in this regard will follow, please continue to check your Law Society website or that of the Attorneys Fidelity Fund at


Can I still submit manual applications?

NO. The new online application has been developed for all sole practitioners/partners/directors to submit their FFC applications online. All certificates for 2016 onwards can only be issued via this online application.  Law Societies can no longer issue certificates manually.


What if I am a new firm and seek to apply for a 2015 certificate?

If you are a new firm seeking to apply for the 2015 certificate, you must contact your Law Society with your application and the Law Society will issue your 2015 certificate manually.

How do I get started?

You are required to ensure that the Law Society of which you are a member has your correct email address and mobile number. You will receive communication via email and/or SMS to activate your login for the new application.  It is therefore crucial for you to advise your Law Society of any changes in your contact details.

The online application is web-based, you can access it anytime from anywhere as long as you have internet connectivity, this includes use of computers, ipads, tablets, smartphones, internet cafes, etc. The address from which you can access the online application is: or you can follow the link from your Law Society’s website.  Easy to use help guides are provided to assist users navigate the online application.


What if I struggle to access the online application?

The online application is supported in Chrome, Firefox and Internet Explorer, except Internet Explorer version 8.0 or lower. For the best experience it is advised to use Firefox or Chrome.  Make sure your provided login credentials are correctly captured, especially your password which is extremely sensitive as it also considers spaces as characters.  Should you be on the correct browser and having captured your login credentials correctly but still experience problems accessing the online application, please contact your Law Society for assistance.

The contact details for the Law Societies are as follows:

Law Society of the Northern Provinces (LSNP)

Tel: 012 338 5869 / 5815 / 5916


Cape Law Society (CLS) or 021 443 6700


KZN Law Society or 033 345 1304


Free State Law Society or 051-447 3237 or 051-4473237 or 051-447 3237


Alternatively, you can contact the Attorneys Fidelity Fund at or 012 622 3942 for assistance with the application process.

What if my firm has more than one member?

Legislation requires that each member who is either a sole practitioner, partner or director must apply for an FFC in order to practise and charge for services rendered.

  • Firms with more than one member who is required to hold an FFC can appoint a firm representative, either a member or a non-member, who will capture the financial data for the firm.
  • The representative, if not a member that is required to hold an FFC, will receive their own login credentials via email or sms once created by a member.
  • The representative, if a member entitled to hold an FFC, will already have login credentials and use those to capture the firm’s financial information.
  • A representative can only capture financial information for the firm but cannot proceed to certify or submit the form.
  • A member representative who is required to hold an FFC will be able to capture firm’s financial information and proceed until he/she can generate the certificate for self.
  • Once the financial information is captured by the representative, each of the members required to hold an FFC can go into the online application, individually certify the correctness of the captured information, and submit the FFC application.
  • There is therefore no need to replicate the financial information of the firm, it is captured only once.


What if my personal or firm details are incorrect?

The online application pre-populates firm and personal information. However, should a member’s personal information not display correctly, the member is able to change the following information:

  • Mobile number;
  • Telephone number;
  • Email address;
  • Residential address; and
  • Marital status

Should critical data be displayed incorrectly, including data pertinent to the firm, kindly notify the Law Society in writing of the correct information.


Does the Law Society continue to issue the Certificates?

The Law Societies continue to be responsible for issuing the FFC. To facilitate this issuance, the system has now been automated to make the process of issuing and obtaining an FFC simpler and expeditious.  Checks and balances will still be conducted on the online application to ensure compliance with all the requirements before a certificate can be issued.  The Director/Secretary of the Law Society retains the discretion to issue or decline the issuance of the certificate.

How long does it take to receive the Certificate once application submitted?

Provided all the necessary requirements have been met and the Law Society has satisfied itself of that, there should be no delays. The certificate will be generated and available for the member to print on the online application.


Do I have to complete the FFC application all at once?

Not necessarily. Provided you save all captured information as and when you access the online application, you can always go back to the online application and continue with the process.  The online application will automatically take you directly to the step that is to be completed.  Should you not have saved the information, you will be required to start the process from the beginning and recapture the information.

Is the Certificate specific to my Law Society?

The Law Societies continue to issue the certificates on behalf of the AFF. The certificate will reflect the Law Society of which the sole practitioner, partner or director is member, the period for which it is valid, the name of the member that is entitled to hold an FFC, the name of the firm in which he practices, the FFC number, the Law Society member number, and the date of issue.

Can I regenerate a Certificate?

The certificate is generated after the submission of the application and all requirements have been met. The member will be able to print the application from and the generated certificate.  The application form and the certificate will always be available to reprint any time thereafter.


What if I don’t have a computer?

You can access the online application through any electronic platform that supports internet access, from your ipad, tablet, smartphone, internet café, etc.  Should you have exhausted all efforts to obtain internet access to the online application, you may attend at the Law Societies’ offices where stations will be available to provide you with access to the online application.